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women making effortless money transfers via mobile in London

Who we are

Founded by financial industry professionals, Sapphire FX aims to remove the lack of transparency and overcharging of international money transfers often seen within the banking sector.

Whether an SME needing to pay overseas suppliers or an individual looking to purchase their first property abroad, our platform allows you to exchange currency in an easy, secure way without the heavy fees.

Our dedicated team are on hand to assist with account set ups, placing orders or any other queries.

MEET THE TEAM

CEO

DAVID WOOD


CEO of Sapphire FX David Wood

David began his career in finance within the accounts department at Brewin Dolphin before transitioning to a front-office role in the Private Client division. It was in this role that David truly found his passion, gaining a deep understanding of the investment process and recognising the significant impact a skilled adviser can make. After successfully completing his CISI Level 6 exams, he earned the designation of Chartered Wealth Manager.


Following this, David took on leadership roles, managing trading floors at several smaller investment firms. During this time, he identified a critical gap in the market: traditional banks were charging excessive, opaque fees for foreign currency transactions while customer service standards were declining. This insight led him to establish Sapphire FX, a platform designed to offer simple, cost-effective currency exchange solutions with a strong focus on personalised service and dedicated account management.


Outside of his professional pursuits, David is deeply committed to his local community. He serves as an on-call firefighter for his local town and is actively involved in managing and training grassroots sports teams.


OPERATIONS MANAGER

SIMON WHEELER


Operations Manager Simon Wheeler

Simon is a highly experienced professional who has spent over 35 years in Barclays, holding various roles in Barclays UK, Investment Bank and Technology Services. Simon's expertise lies in his ability to drive change and implement successful solutions in large corporate organisations, as evidenced by his contributions to the development of a new HR advice and guidance function and the setup of an infrastructure delivery function within the technology area.


Simon's strong leadership skills and his understanding of technology delivery have enabled him to translate technology delivery into customer service, making him an effective head of Service Delivery for an international bank. He has also played a significant role in remedying a service delivery function in Johannesburg and has set up and run a program called 'Branch Out,' linking technology leaders to branch colleagues in retail branches to bring a fresh approach to customer service.


CLIENT RELATIONSHIP MANAGER

MELVYN MARKS


Client Relationship Manager Melvyn Marks

Melvyn has spent the majority of his career in London's renowned "Square Mile." He began his journey at Smith Brothers straight out of school, where his dedication and expertise led to him becoming a Member of the Stock Exchange and a Stock Jobber on the iconic market floor.


After 14 successful years at Smith Brothers, Melvyn continued to build his career at prestigious financial institutions, including BZW, Kleinwort Benson, and Nomura, where he served as a market maker.


Throughout his career, Melvyn has specialised in managing and trading for high-net-worth individuals, earning a reputation for his precision and deep market knowledge.


Outside of work, Melvyn enjoys Pickleball, amateur dramatics, politics, and football, maintaining a well-rounded and active lifestyle.


CLIENT RELATIONSHIP MANAGER

JEROME MARKS


Client Relationship Manager Jerome Marks

Jerome studied Business Studies at university in Leeds before beginning his career at Cantor Fitzgerald as a Sales Trader, specialising in global equities for a diverse client base. After gaining valuable experience in the financial sector, he transitioned to the recruitment industry, where he worked with leading agencies. Most recently, Jerome played a key role at Wolt, helping to launch Wolt Market across multiple European countries.


Throughout his career, Jerome has been dedicated to delivering exceptional customer service, a commitment he is excited to bring to Sapphire FX.


A passionate sports enthusiast, Jerome proudly represented Great Britain in football at the 2001 Maccabiah Games.


CLIENT RELATIONSHIP MANAGER

STAN LOCK


Client Relationship Manager Stan Lock

Stan began his career straight out of school on the trading floor of the London Stock Exchange, gaining invaluable experience in financial markets. He later joined Brewin Dolphin, where he spent the majority of his career, ultimately becoming a Divisional Director in the Private Client division.


In this role, Stan specialised in managing the portfolios of high-net-worth and ultra-high-net-worth individuals, delivering tailored financial solutions and building trusted, long-term relationships. With decades of expertise, he is committed to providing exceptional wealth management services to help clients achieve their financial goals.


MARKETING EXECUTIVE

GEMMA WOOD


Marketing Executive Gemma Wood

With over a decade of professional experience, Gemma has built an impressive career, starting as a Claims Handler at LV= and progressing to her role as Company Director of a claims management firm. Along the way, she has developed extensive expertise in both claims management and marketing.


As a Marketing Specialist at Sapphire FX, Gemma focuses on creating and executing marketing strategies to enhance brand visibility and drive customer engagement. Her responsibilities include managing digital campaigns, optimising SEO, and utilising data-driven insights to continuously improve marketing efforts.


What we've done

  • Vision

    A fair, secure and transparent market where international money transfer can be achieved at a competitive rate.

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  • Mission

    To deliver a better quality and more cost effective service to transfer money internationally, liberating SMEs and individuals from the bank dominated arena. 

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By demonstrating value to our customers we seek to empower and install confidence in their future exchange and transfers, providing competitive exchange rates and seeking to enable them to make more informed decisions.

37

Currencies

180

Countries

24/7

Access


Contact Us

Sapphire FX Registered Office:

71-75 Shelton Street

Covent Garden, London

WC2H 9JQ


T: + 44 (0)1268 696502

(All calls are recorded)

E: info@sapphirefx.co.uk

E: enquiries@sapphirefx.co.uk

For clients based in the European Economic Area, payment services for Sapphire FX Ltd are provided by CurrencyCloud B.V. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701).

For clients based in the United Kingdom and rest of the world, payment services for Sapphire FX Ltd are provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).


For clients based in the United States, payment services for Sapphire FX Ltd are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorised in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.


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